Credit Note Generator Free & instant

How to create a credit note

1. Pick a template style above — the preview updates instantly.
2. Fill in your business details and your client's details.
3. Add line items with quantity, price, and any applicable tax.
4. Click "Download PDF" to save a print-ready copy — no sign-up required.

What should a credit note include?

A credit note reduces the amount a customer owes, usually after a return, an overcharge, or a billing error on a previous invoice. Reference the original invoice number, explain the reason for the credit, and show the corrected amount clearly so it reconciles cleanly against your accounting records.

How is a credit note used?

It can be applied against a future invoice, refunded directly to the customer, or used to formally cancel part or all of a previous invoice — the customer's accounting team will typically offset it against what they owe you.

Is a credit note the same as a refund?

Not quite — a credit note is the document that records the adjustment. Whether that adjustment is paid back in cash or held as credit toward a future purchase is a separate decision.